But they just hit the news!

INVO Bioscience, Inc. (OTCBB: IVOB), a medical device company focused on treatment options for patients diagnosed with infertility, announces that the US National Institute of Health (NIH) and the World Health Organization (WHO) has approved a 100 patient study being conducted by Galaxy IVF in three INVO centers in Pakistan. The purpose of the study is to evaluate a low cost stimulation protocol combined with INVO to make an IVF affordable procedure available across the large infertile/sub-fertile population. The study will use a minimum ovarian stimulation protocol with the primary endpoint being number of follicles obtained and the fertilization rate. The secondary endpoints will be pregnancy rate and cost of treatment.

Recruitment has begun for the study and Dr. Ranoux will be attending the first INVO cycles at each of the clinical sites.

Galaxy IVF has discontinued the original study started in the IVF center in Lahore because of major protocol violations by the site. The new study will be performed in INVO centers that have been trained and have already performed INVO cycles per the protocols outlined in the INVOcell Instructions for Use.

This additional data will support the widespread acceptance of the INVO in the Middle East.

The approved protocol can be reviewed at the NIH site link:

http://www.clinicaltrials.gov/ct2/show/NCT01058252?term=Galaxy+Pharma&rank=1

or the WHO site link:

http://apps.who.int/trialsearch/Trial.aspx?TrialID=NCT01058252

About INVO Bioscience

INVO Bioscience (IVOB) is a medical device company, headquartered in Beverly, Massachusetts, focused on creating simplified, lower cost treatment options for patients diagnosed with infertility. The company’s lead product, the INVOcell, is a novel medical device used in infertility treatment that enables egg fertilization and early embryo development in the woman’s vaginal cavity. The company was founded by Claude Ranoux, MD, a noted expert in the field of reproductive health, infertility and embryology. For more information, please visit www.invobioscience.com.

This release includes forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements regarding our expected future financial position, results of operations, cash flows, financing plans, business strategies, products and services, competitive positions, growth opportunities, plans and objectives of management for future operations, as well as statements that include words such as "anticipate," "if," "believe," "plan," "estimate," "expect," "intend," "may," "could," "should," "will," and other similar expressions are forward-looking statements. All forward-looking statements involve risks, uncertainties and contingencies, many of which are beyond our control, which may cause actual results, performance, or achievements to differ materially from anticipated results, performance, or achievements. Factors that may cause actual results to differ materially from those in the forward-looking statements include those set forth in our filings at www.sec.gov. We are under no obligation to (and expressly disclaim any such obligation to) update or alter our forward-looking statements, whether as a result of new information, future events or otherwise.

This is a junk penny stock. Stand back for a moment and look at the facts rather than the company’s own "promises", they currently trade at a price per share roughly equal to the amount of money per share that they have lost per share in the last twelve months….does that sound like they are running a "sound business" to you? Honestly?

Imagine that instead of making $59B, Microsoft had actually lost $28/share (or ~$311,000,000,000) over the last year, proportionately that would be the same thing, would you consider that a "buy"?

INVO is just another scam….

During the English debate Jack Layton pointed out that Steven Harper and his CONservative government were planning on giving the poor oil companies and big banks 50 BILLION dollars in the form of subsidies. Steven Harper did not deny it. It is a matter of record that these entities continue to make record profits. Why, in heaven’s name. is Harper giving them any subsidies at all? How about using this money for things like poverty, improving infrastructure (more jobs!), resurrecting rebates for green vehicle purchases (which Tories claim is part of their program but which actually expires this year…another of your big cons Mr. Harper!), decreasing taxes for single parents, partial tax deductions for homebuyers (stimulate the housing market/more jobs!), tax incentives for small businesses (more jobs!), elimination of GST for any product MADE IN CANADA (more jobs!),…and I’m sure that if I had more time I could come up with some really interesting ideas to stimulate the economy…or at least to help it to "tread water"…unlike our US cousins. What about it Mr. Harper (or any Tory candidate)….why the $50 BILLION in subsidies to the big banks and oil conglomerates??? I don’t yet know which way I’m voting next week, but I’ll guarantee you one thing: I will NOT be voting CONservative based on their lack of a significant economic platform…I suppose it’s true Mr. Harper that we have more stringent safeguards in our economy, but the fact is we are very strongly tied into and depend very heavily on the American economy. If their economy tanks, we go down with it. Still you have no contingency of immediate plan to deal with this situation and soften the blow. It’s "steady as she goes" for you….but she’s not going steady and she has changed course drastically!

I hadn’t heard about the subsidies to oil & banks, will check it out.
The ‘steady as she goes’ approach for our economy is likely the most sensible, given that the americans have rattled the economic world around us. Our banks and economy have stability despite the US, and while some collateral damage will happen, if Canadian policies were suddenly altered it would expose investors to unpredictablility, making our economy look volatile when it is not, and give credence to those fearful few who will see this alteration as a reason that justifies their fears, thereby giving our economy over to fear based speculation. Be thankful we have this stability, be wary that the USA will look to us to bail them out with our plentiful resources.
We won’t escape unscathed, but we should be able to maintain a fiscal independence of them. Hopefully our next gov’t does not give in to a North American currency.

Hi, im doing geography homework and have come across this question, ive been able to answer some of it but im not sure if im right. Heres the question

2.11 Forced with concern that weather patterns are altered, climate change is a certain process that will affect flora and fauna locally. Choose the most appropriate strategy.

1.Relocate to the migration destination and the unique wild life

2.storm proof lodge for develop contingency evacuation plans for your guests within the lodge and within the park

3.build a structure that will preserve the current flora and fauna at the area (eco dome)

4.Change the eco lodge to a museum to highlight the unique flora and fauna at that previously dominated the region

Criteria
-The business will not be adversely affected in short term/long term
-The selected strategy, when implemented will not adversely affect the environment in long term

Its better if you did your own homework! That way you will pick up.

The recent massive flooding occurs every 50-100-150 years in the UK – the gov KNEW we were due for them to occur big time, but have done VERY little to prepare our infrastructure or command systems.

The gov keeps banging on about CLIMATE CHANGE and its implications, and even blames the floods on ‘CC’, yet what are they doing to EDUCATE the general public about PREPAREDNESS? Surely it’s time we started teaching preparedness in schools and offering adult ed classes about it too, because VERY few household in the UK have a clue about what to do about flooding, or about any other kind of disaster that might happen. The same goes for businesses that also need educating about making proper contingency plans.

So… Why do you think we’re so bad about preparedness in the UK? And what do you think we/gov should be doing so that we’re more prepared for local/national disasters that might hit us in the future? Do you think lessons really will be learnt this time?
Hi. Just to add that preparedness needn’t cost massive amounts of money as much can be done via proper public education & schools so we all know what to do before/during/after disasters. Plus it doesn’t cost a lot to ensure simple measures such as sufficient water was in place for when needed, and also providing things like gas-canister hobs and lanterns for those stuck at home without electricity, etc. MUCH that was very simple and not costly should have been in place and wasn’t.

That is a good question as the government and big businesses could make money out of us by selling us things like blow up rafts, gas masks (just in case), big survival kits, big water butts to collect our own water. Man, the list goes on.
I think global warming (if it’s happening) is the least of our problems. If Yellowstone has a super eruption, America will be covered in ash and the UK would get at least a centimetre of ash as well as other countries, the earth would then go very dark for days or even weeks, the temperature could then plummet. We are not prepared for anything like that and we are now far too populated for the emergency services to help us all, and even if they could, what would they do with us. We could go into a mini ice-age, we’re certainly not prepared for that. All sorts of different natural disaters could happen that noone is prepared for, we need to go back to basics .

I don’t want work with nonprofits or as a paralegal anymore. What career am I best suited for with my current education and work experience? And, how do I pursue a career in the industry you recommend?

I’m interested in government/politics, journalism, lobbying, higher education, research, advertising, and music. I’d like a job with growth potential in an large organization with good management infrastructure (no more small companies or operations).

This is my truncated resume:
Director of Programs—Chamber of Commerce
Develop and coordinate programs to support and improve local business. Design and draft marketing materials to publicize Chamber programs using MS Publisher, Constant Contact, and Adobe Contribute. Foster partnerships with schools, government officials, businesses, and community organizations to attain the specified goals related to each program.

Legal Coordinator—The Willett Law Firm, P.A.
Developed an action plan with the NC State Bar to wind-down John G. McCormick’s law practice. Assisted clients with filing grievances with the NC State Bar and finding alternate legal counsel.

Legal Assistant/Paralegal—John G. McCormick, P.A.
Organized and managed the firm’s accounts payable and receivable using QuickBooks and Timeshlips software. Assisted personal representatives with estate planning and settlement. Performed title and lien searches and helped to prepare closing packages for real estate transactions.

High School Social Studies Teacher
Taught Economic, Legal & Political Systems, which is an overview of stock market investing and micro- and macroeconomics concepts, civics, law, and a comparative study of historical and modern political and economic systems in foreign countries.

Y2K Readiness Project Administrator –Quintiles, Inc.
Communicated with project managers to track compliance and contingency planning. Managed and tracked project data using MS Excel.

Legal Assistant–Rucci, Burnham, Carta & Edelberg, L.L.P.,
Helped defense prepare for a criminal trial in Puerto Rico discovery for a client charged with violating Savings and Loans regulations.

Employee Assistance Program Intern–United States Tobacco Co.

Education:
Juris Doctorate, Campbell University Norman A. Wiggins School of Law, Two years completed

Summer Program, Handong International Law School, South Korea

Master of Arts in Teaching, Univ. of North Carolina, Chapel Hill, NC

Bachelor of Science in History, Appalachian State Univ., Boone, NC

NC State Bar Certified Paralegal

Relevant Coursework:
History of the World Since 1945
Germany Since 1917
U.S. Foreign Policy
U.S. Intellectual Tradition
Constitutional Law
Islamic History
Asian History
Latin American History
Latin American Politics
American and National Government
Political Parties and PACs
Law & Ethics of Communications
Theory & Practice of Persuasion
History of American Public Education
Microeconomic Theory
Race, Poverty & Politics
Globalization
Comparative Law & Culture (U.S. v. Asian Traditions)
International Business Transactions
Constitutional Law
Entertainment Law
Education Law
Contracts
Torts
Civil & Criminal Procedure
Criminal Law

try to get into government relations department of a large (jumbo) firm?

. _________ planning is a part of contingency planning that is used to deal with sudden and unexpected changes in the business environment.
A. Crisis
B. Tactical
C. Operational
D. SWOT

i have no clue to this answer! if you know it please help!
thank you!

I think that the best answer is:

A. Crisis

I lived in Zimbabwe for a while during the 90s and after getting into contact with a few white Zimbabweans I had known whilst I was there, it became apparent that they had made "in case of emergency plans." These plans included storing foreign currency in foreign bank accounts, investing in foreign businesses, buying homes abroad and making contacts in other countries. The ones I knew seem to have been able to move country and still maintain a very good standard of living because of this. Is this the same for white south africans?

Try to avoid accusing people of racism or hurling racist insults, I just want answers to a genuine question thanks

Well, the reality is that in certain departments there has been a decline in SA over the past 15 years, crime, unemployment, hiv/aids, corruption, bribery and nepotism in government are the major ones and for most of that time AA/ BB BEE has also been a reality.

The majority of whites have stayed and a number have left ( and no one can give accurate statistics on how many), and I am sure that a number more would already have left if they were able to, Res has made some valid points, it is not easy or simplistic to emigrate.

So, I believe that a number of whites still living in SA do have some contingency plans, I know a few, but they are in the minority and the majority who have stayed either are unable to or have decided that irrespective of what happens they will remain in the country they love.

Having said this, everyone has a threshold, and when it is reached most people turn to "where there is a will there is a way" mode, so as the situation in a country deterorates so will people reach their threshold and make contingency plans, not unique to SA either.

Last point is that many in our country are struggling to survive never mind even thinking about contingency plans, they are more concerned about their next plate of food.

By the way, not only whites have left the country and not only whites have contingency plans for the future.

Suppose you learn today that you have only one more day to live; you’ll die tomorrow. How will you spend your last day?"

This interview question was posed long before the age of mass media. The interviewer approached prominent scholars and people known for their virtuous lives with the idea that he would compile their answers in a book. Such a book would provide the readers with inspiration for the most important virtues.

But the most inspiring response came from the person who did not provide a wish list of virtuous deeds. He was the great muhaddith Abdur Rahman ibn abi Na’um and he replied: "There is nothing that I could change in my daily schedule learning that it is my last day. I already spend everyday in my life as if it is going to be my last."

Death is the most certain aspect of life. According to the latest statistics, 6178 people die in the world every hour. These are people of all ages, dying of all causes. Some of these deaths will make headlines. The great majority will die quietly. Yet everyone will enter his grave the same way. Alone. At the time appointed by God. Science and technology can neither prevent nor predict death. It is solely in the hands of the Creator.

"O mankind! If you are in doubt concerning the Resurrection, then lo! We have created you from dust, then from a drop of seed, then from a clot, then from a little lump of flesh shapely and shapeless, that We may make it clear for you. And We cause what We will to remain in the wombs for an appointed time, and afterward We bring you forth as infants, then give you growth that you attain full strength. And among you there is he who dies young, and among you there is he who is brought back to the most abject time of life, so that after knowledge he knows naught!"[Al-Haj 22:5]

We see it happening all the time. Yet it is amazing how we feel that it won’t happen to us. At least not anytime soon. We bury our own friends and relatives but think that we’ll live forever. Our attitudes about death defy all logic. In a way we recognize it and even plan for it. We take out life insurance policies. We may do estate planning. Businesses and governments have contingency plans to carry out their operations in case of sudden loss of their leaders. But this is recognition of death as an end point of this life. Where we fail is in recognizing it as the beginning of another life that will never end and where we’ll reap what we sow here.

A central teaching of Islam is that it is our recognition of and preparation for that eternity that must separate those who are smart from those who are not. As the Prophet, Sall-Allahu alayhi wa sallam said: "Truly smart is the person who controlled his desires and prepared for life after death."

There is a moving story about Bahlool, who, in his innocence seems to be on the opposite end of the scale of worldly-smartness. Khalifa Haroon ur Rashid had given him access to his court probably because his naiveté was a source of entertainment to him. Once the Khalifa gave him a walking stick saying, "It is meant for the most foolish person in the world. If you find a person more deserving of it than yourself, pass it on." Several years later Haroon ur Rashid fell seriously ill and no medical treatment seemed to work. Bahlool visited him and inquired about his condition. The conversation went something like this:

Haroon: "No treatment is working. I see my final journey ahead of me."

Bahlool: "Where are you going?"

Haroon: "I am going to the Other World."

Bahlool: "How long will you stay there? When will you come back?"

Haroon: "No one ever comes back from that world."

Bahlool: "Then you must have made especial preparations for this journey. Did you send an advance group to take care of you once you arrive?

Haroon: "Bahlool, you have to go there alone. And no I did not make any preparations."

Bahlool: "Ameer-ul-Momineen! You used to send troops to make extensive preparations for you for even short trips of only a few days. Now you are going to a place where you’ll live forever but you have made no preparations! I think I have found the person more deserving of the stick that you had given me some years ago."

This story speaks to all of us. We may not be kings but we do plan our trips of even a few days very carefully. How about preparing for the journey into eternity? How about making the concern for the Hereafter the cornerstone of our lives here?

Actually, that concern can change our lives here as well. This world is an abode of deception. Here we are not punished the moment we commit a sin. This fools us into thinking that we can get away with it. Remembering death is the antidote for that deception. A person who remembers that he will have to stand before his Creator and be accountable for his actions simply cannot defy God!

In the story of Pharaoh, we learn that when he saw death approaching he declared belief in the God of Moses. Before that he had been fooled by his apparent power. His repentance came too late but it did show how his arrogance and intransigence evaporated when faced with the certainty of death.

It is amazing how a lot of our own "confusions", frivolous arguments, excuses (for why we cannot do this or avoid that), or plane laziness can melt away when we visualize ourselves in our grave! Death settles lot of arguments. Its remembrance can do that too. Before it is too late. He was indeed a very wise person who spent everyday of his life as if it was going to be his last day. But that certainly should be the goal for all of us!

As salaamu ‘alaikym, my freind.

Insha’Allah are you asking a question or giving a lecture where you provide the response you are seeking?

If you are asking a question, such is done so as to learn from the answers and opinions of others when one contrast the same with his or her own. This leads to a dialoge from which all benefit.

Lectures, although they may pass along information, may not be the best way to stimulate the thinking of the listeners. Socrates delivered information to his students and then they discussed those ideas so as to develop their own.

To answer your brief question, insha’Allah, I would continue to live as I am living now in that I am attempting to folow the revealtions and teachings of the Holy Qur’an and to follow and immitate the example of the Last Prophet (sallaahu ‘alaihi wasallaam) of Allah, Subhanna wa Ta’ala, enjoying my life until my last breath when,insha’Allah, I will say "Ash hadu an laa ilaha ill-Allaah, wahdau la sharika lah, was ash-hadu anna Muhammadan abduhu wa Rasuluh."

Ma’a salaam.

this is a question i have to answer for my business

OK, how may I help you? What is YOUR question to this forum?

I’m starting a freelance recruiting business on the side. I’m paid a contengency fee by the client. I plan to use other recruiters for sourcing and will pay them a split of the fee.

If the client is paying me directly, and, in turn, I’m paying the "sub-contractor" recruiter, what is my best business structure to minimize my tax liability?

dont know